Health insurance

Treatment insurance for businesses looking to reduce absence, and quickly get employees back to work after illness or injury. Get a quote for health insurance for your company.

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Why should businesses have health insurance?

This is included in the health insurance

The company health insurance offers three different coverages: Basic, Standard, and Super. Here's what's included in each coverage.

Basis Standard Super
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Take care of the company's most important resource

Take care of the people who keep the company running

A health insurance plan for you and your employees is a wise investment that contributes to reduced absenteeism. If someone in the company falls ill, unexpected costs can arise, and you may risk losing income. With our health insurance, you take good care of your most important resource, your employees.

With health insurance (also known as treatment insurance), you and your employees receive prompt assistance if you need surgery or treatment from a specialist.

One day of absence costs as much as health insurance for one year

It becomes expensive when an employee, or you as the owner of the company, falls ill and cannot work. During the initial period, you pay sick pay, while someone else must perform the work. Social costs must be paid, and as an employee, you still have the right to vacation pay.

In addition, there are indirect costs, known as overhead costs, which continue to accrue even when an employee is at home. These may include fixed costs and costs associated with reduced productivity.

One day of absence costs approximately as much as health insurance for one year. The insurance provides, among other things, faster access to treatment, and thereby a shorter path back to work.

See what absence cost for your company (norwegian)
Health insurance for companies in Norway - illustrative image
  • Digital self-help tool
    Through the Overvinne app, you receive self-help assistance. This can be beneficial even before the need for a psychologist arises.
  • Digital doctor
    With digital doctor's appointment included in your health insurance, you can quickly and easily get in touch with a doctor whenever you need it, no matter where you are. Video and chat allows the doctor to assess a range of symptoms, so you can receive tailored advice and recommendations just for you.
  • Medical advisory
    Do you have questions about health, illness, or injuries? You can use our medical advisory service free of charge when you need it, 24/7. Call us for a conversation with experienced nurses.
  • Physical therapy
    If you have physiotherapy included in your health insurance, you can receive prompt assistance for musculoskeletal issues. We cover treatment by physiotherapists, chiropractors, manual therapists, naprapaths, and osteopaths without the need for a referral.
  • Psychological first aid
    If you have experienced an acute event such as robbery, violence, or sudden death, this is covered through the Psychological First Aid service.
  • Assesment and treatment
    If you have seen your general practitioner and have been referred for further evaluation, your health insurance can assist you if the public waiting time is long. We collaborate with numerous private clinics with expertise in the assessment and treatment of various medical conditions.