Cat insurance

With cat insurance, you make sure your cat gets the best possible care if the unexpected happens. If you have any questions, just call us at +47 21 49 24 00 — we're happy to help.

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We care about your cat

Benefits of insuring your cat with us

With super coverage, you get veterinary expense rollover after a year without claims. This provides 10,000 kroner extra insurance coverage next year for increased security.
Our cat insurance received top rating among eight insurers, winning "best in test" for excellent veterinary coverage, including dental care and expense rollover.
Get unlimited, free access to vets via chat, video, or phone—24/7. If Dyrehjelp is included in your cat insurance. Download the app today.

Insurance coverage

What the cat insurance covers

Basis	Standard	Super
Included	Included	Included	Veterinary insurance covers accidents and illness throughout Europe. Choose coverage amounts 20 000, 30 000, 40 000 or 50 000 kroner. Coverage applies for cat's lifetime. No payouts for pre-existing conditions or illnesses within 20 days of purchase.
Included	Included	Included	CT, MRI, and scintigraphy covered up to chosen insurance limit for covered illnesses or injuries.
Not included	Not included	Not included	Free, unlimited vet access via chat, video or phone—anytime, anywhere. Included in your insurance. Download If Dyrehjelp.
Included	Included	Included	Covers dental treatment expenses resulting from accidents up to the selected annual veterinary coverage limit.
Not included	Included	Included	Standard covers investigation and treatment up to 15,000 kr during the cat's lifetime. Super covers investigation and treatment up to the selected annual coverage limit.
Not included	Included	Included	Standard covers treatment of caries and tooth resorption (TR) up to 5,000 kr during the cat's lifetime. Super covers dental treatment up to the annual veterinary limit, except tooth resorption (TR) which is covered up to 5,000 kr annually.
Not included	Included	Included	If the cat was insured with comparable veterinary coverage before four months of age, retained baby teeth, dental cysts, enamel defects, and bite problems are covered when medically necessary. Standard covers this within the 5,000 kr lifetime dental limit, Super up to the annual selected coverage.
Not included	Included	Included	Expenses for medications dispensed or prescribed by veterinarians are covered up to the selected annual veterinary coverage limit.
Not included	Not included	Included	Physiotherapy and rehabilitation prescribed or performed by veterinarians are reimbursed if treatment begins within one year of discovering the injury.
Not included	Not included	Included	After a claim-free insurance year, 10,000 kr from the coverage amount automatically transfers to the next year. Maximum savings can reach double the selected coverage amount.

What is not covered by the cat insurance?

Illnesses, defects, or conditions the cat has when the insurance takes effect.
Illnesses, defects, or conditions that are detected or show symptoms within 20 days after the insurance was purchased. This exception does not apply if the insurance is directly transferred from another insurance company in Norway.
Hereditary diseases or injuries.
Alternative treatments.
Behavioral disorders.
Abuse or neglect by the owner or person responsible for the cat.
Neutering/spaying.
Certain breeds and breed mixes have specific exclusions for deformed palates and malformed airways.

The table is a simplified version of the terms and conditions. Please refer to the full policy document for a complete overview.

Need help?

You can always call or chat with us if you have questions about our insurance. If you have any questions about our cat insurance, just get in touch – we’re happy to help!

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