Dog insurance

Dog insurance gives your dog access to the best possible care if something unexpected happens. If you have any questions, just give us a call at 21 49 24 00 — we’re happy to help.

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We care about your dog

Benefits of insuring your loved one with us

With super coverage, you get veterinary expense rollover after a year without claims. This provides 10,000 kroner extra insurance coverage next year for increased security.
Our dog insurance was rated best in test by Norsk Familieøkonomi, with top scores for coverage of veterinary expenses, including dental and rollover.
If Dyrehjelp gives you free, unlimited access to licensed vets—anytime, anywhere. Included with your dog insurance. Just download the app.

Insurance coverage

What the dog insurance covers

Basis	Standard	Super
Included	Included	Included	The insurance covers treatment for accidents and illnesses throughout Europe. You can choose a coverage limit of NOK 20,000, 30,000, 40,000, or 50,000. Coverage is valid as long as the dog is alive. Illnesses that existed or occurred within the first 20 days after the policy was purchased are not covered.
Included	Included	Included	CT, MRI, and scintigraphy are covered up to your selected coverage limit if related to a covered illness or injury.
Not included	Not included	Not included	Free, unlimited vet access via chat, video or phone—anytime, anywhere. Included in your insurance. Download If Dyrehjelp.
Included	Included	Included	Covers dental treatment costs caused by an accident, up to the annual veterinary expense limit.
Not included	Included	Included	With the Standard plan, allergy diagnostics and treatment are covered up to NOK 15,000 for the dog’s lifetime. With the Super plan, allergy treatment is covered annually up to your selected limit.
Not included	Included	Included	Covers medication and bandage material prescribed or provided by a veterinarian, up to the selected annual veterinary limit.
Not included	Included	Included	With the Standard plan, dental care for cavities and tooth resorption (TR) is covered up to NOK 15,000 for the dog’s lifetime. With the Super plan, it’s covered up to the selected annual veterinary limit.
Not included	Included	Included	If the dog was insured with equivalent coverage before four months of age, retained baby teeth, tooth cysts, enamel defects, and bite malformations are covered if medically necessary. With Standard, these are included in the NOK 15,000 lifetime dental limit. With Super, they are covered up to the annual veterinary limit.
Not included	Not included	Included	Covers physiotherapy and rehabilitation prescribed or performed by a veterinarian, if treatment starts within one year of injury detection.
Not included	Not included	Included	If no claims are made in a policy year, NOK 10,000 of unused coverage is rolled over to the next year. You can save up to twice your chosen coverage limit.

What is not covered by the dog insurance?

Illnesses, defects, or conditions the dog had when the insurance started
Conditions that appear within 20 days after purchase (unless transferred directly from another Norwegian insurer)
Hereditary diseases or injuries
Alternative treatments
Behavioral disorders
Mistreatment or neglect by the owner
Neutering
Breed-specific exclusions apply for certain breeds and mixes, including conditions like skin correction, entropion, ectropion, palate defects, and malformed airways

This table is a simplified version of the terms. Please refer to the full policy for complete details.

Need help?

If you have any questions about our dog insurance, feel free to call or chat with us – we’re here to help!