Workers' compensation

A workers' compensation insurance is required by law in Norway for companies with employees. It provides compensation in the event of an accident or illness during or as a result of work.

Get a quote Travel/expats - reporting claims

Workers' compensation ensures the continuity of your business.

Workers' compensation insurance gives all employees a comprehensive insurance cover at work.

What is Norwegian Workers' compensation insurance?

Norwegian law states that all employees must be covered by occupational injury insurance i.e. the Workers' compensation insurance. Workers' compensation insurance is mandatory and covers all employees including full-time and part-time employees.

The mandatory workers' compensation scheme is governed by “lov om yrkesskadeforsikring” and therefore required by Norwegian law. 

What does Workers' compensation cover?

Workers' compensation covers occupational injuries and occupational diseases, meaning the insurance covers accidents that have occurred at work or on the way to or from work, as well as occupational diseases caused by work. All compensations are lump-sum payments.

The Workers' compensation insurance gives employees compensation in the events of:

  • occupational accidents or diseases
  • disabilities as a result of occupational accidents or illnesses
  • death due to work accident or illness. Death compensation is paid to a spouse or cohabitant. 

Additional insurance covers for employees 

The workers' compensation scheme can also be extended to cover​ non-occupational accidents and diseases, i.e. accidents during employees' free time and leisure. Additional insurances such as health insurance (link) or travel insurance (link) help companies manage costs related to sick leave, help strengthen employees' safety outside the workplace, and function as a valuable employee benefit to strengthen welfare at work.

Need to speak with us about a Workers' compensation quote?

Start a quote online or call us directly to speak with our advisors. We will help you get excellent coverage for your business and employees.

More within business insurance