Car insurance

Our car insurance covers third party, theft, collision damage and roadside assistance, depending on your choice of insurance plan. Check your price in the webshop (Norwegian only) or call our customer center.

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Why choose If?

The benefits of insuring your car with us

Voted best in claims handling by Norways biggest survey KSIndeks.
Get a 60 % starting bonus and Norway’s fastest bonus accumulation.
Lifetime guarantee on repairs – regardless of whether the parts used are new or reused

If you have multiple insurances with us, you can get up to a 20 % discount.

About our benefit program (Norwegian)

Included in the insurance

What does the car insurance cover?

Choose an insurance that matches both your car and your needs. If you have any questions, please call us at 21 49 24 00 and we will be happy to help you.

Liability	Partial comprehensive	Comprehensive	Super
Included	Included	Included	Included	Covers damage to other’s vehicle or property.
Included	Included	Included	Included	Covers bodily injury liability, including driver and passengers.
Not included	Included	Included	Included	The repair or replacement of your car if it is stolen or damaged by theft or vandalism.
Not included	Included	Included	Included	Damage due to fire, explosion and lightning. Also covers damage caused by earthquakes, floods, storms and landslides.
Not included	Included	Included	Included	Damage to the glass of the front windscreen, side, rear and back windows, sun roof and panoramic glass roof
Not included	Included	Included	Included	Covers personal belongings and legally permitted equipment in the car up to a total of NOK 40 000.
Not included	Included	Included	Included	Roadside assistance if your car breaks down or is involved in an accident. Applies throughout Europe, as well as your own home.
Not included	Not included	Included	Included	Damage to your own car if you drive off the road, roll over with the car or are involved in a collision.
Not included	Not included	Not included	Included	Covers minor parking accidents up to NOK 20 000 without affecting your no-claims bonus.
Not included	Not included	Not included	Included	Covers the following minor accidents up to NOK 20 000 without affecting your no-claims bonus: lost keys, stolen or damaged charging cable and misfuelling.
Not included	Not included	Not included	Included	If your car is no more than three years old, and has travelled less than 60 000 km, we will replace it with a new car of the same model. If you lease a car, you will be refunded the remaining share of the initial payment. If you have paid NOK 60 000 in an initial payment, and your car is totaled after 12 months, you will be refunded NOK 40 000.
Not included	Not included	Not included	Included	With Super Car Insurance, you receive two hours of legal advice per year from our partner, the law firm Solver. Solver can assist you with private legal matters related to the insured vehicle. This may include issues concerning the purchase or sale of the car, or other problems that arise while you own the vehicle.
Not included	Not included	Optional	Optional	Rental car up to NOK 500 per day, for up to 90 days when your car is in the workshop.
Not included	Not included	Optional	Optional	Covers the cost of repair if your car’s engine, transmission or axles break down within a mileage of 200 000 km. For electric cars, the electrical engine and battery is covered. The coverage can be bought for cars that have travelled up to 150 000 km.

Minimum 60 % starting bonus

Regardless of which insurance plan you choose, you always receive a minimum of 60 % starting bonus. The bonus is a discount you are rewarded for every incident-free year.

Accumulated bonus from car or mc

If you already own a car or motorcycle, we add any accumulated bonus, up to 75 %, to the new vehicle.

Choose between Liability, Partial comprehensive, Comprehensive and Super

We offer four different types of insurance plans for car insurance.

Liability is our cheapest option and the minimum insurance plan needed to drive legally in Norway. It does not cover any damage to your own vehicle.
Partial compehensive covers risks beyond your own control, like fire, theft and natural disasters. Many chooses this for older cars with low value.
Comprehensive fits most, as it also covers damage to your own car in the event of a collision when you are to blame. You also have options for add-ons.
Super car insurance is our best car insurance with our most comprehensive coverage. Many choose this coverage for newer cars.

Go to our webshop (Norwegian only) or call us to get a quote on a car insurance that fits your needs.

Call 22 49 24 00

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